PERSONAL BANKING
Personal Accounts
Capitol National
Bank offers a full array of personal checking and savings plans, including Individual
Retirement Accounts (IRA). Select from regular checking or interest bearing
accounts, such as our NOW account, to maximize your earnings.
Money Market
Deposit Account
Money Market
Deposit Accounts (MMDA) provide you the opportunity to earn a higher rate of
interest than our NOW accounts. You can have an unlimited number of withdrawals
— either at an ATM or in person — each month, along with 6 transfers,
of which 3 may be by check. The rate of interest earned depends upon the balances
you maintain and compares very favorably with brokerage money market accounts.
Certificates of
Deposit
Capitol National
Bank offers a wide variety of terms on our Certificates of Deposit. You can
select maturities from as little as 30 days up to 5 years. As rates are subject
to change frequently, rate sheets are available on a regular basis from our
staff members. Larger deposits are negotiated outside of the standard rate
schedules.
Trust Services
We offer complete
Trust Services, whether you need a family plan or one that covers your business
and employees. One of our professionals will be happy to make an appointment
at your convenience to discuss our full scope of Trust solutions.
Capitol National
eBanking
With Capitol
National eBanking, you can access your accounts at a time that best fits
your schedule. You can view detailed account activity as well as make transfers
between your accounts. Account information can also be downloaded in several
file formats to integrate with your accounting system.
Capitol National
Bank's Bill Pay Service
Our Bill Pay
service is designed to make your life a little easier. Whether it's a recurring
bill or a one time payment, Capitol National Bank's Bill Pay offers a fast and
convenient method to pay your bills.
ATM and Visa®
Check Cards
ATM and Visa®
Check Cards provide a convenient means to conduct your banking. You can access
your checking and savings accounts to deposit, withdraw funds, transfer funds
or make balance inquiries. Our ATM cards are widely accepted and are part of
the MAC and Cirrus networks.
Telephone
Banking Service
Your accounts
at Capitol National Bank can be accessed 24 hours a day, 7 days a week with
our Telephone Banking Service. You can make balance inquiries, get a listing
of checks and deposits posted, as well as information on interest earned. You
can transfer funds between accounts, make loan payments and even request a fax
statement that will be sent to your home, office or mobile fax. Complete information
is contained in our Telephone Banking Service brochure.
Check Imaging
All Capitol
National Bank checking account statements include a digital image of each deposit
slip and check you have written. The items are arranged and printed in check
number order for your convenience making it easier to balance your account.
We offer a standard statement, or we can customize your account to include the
image size that best suits your needs.
Avoid Account
Service Fees
By maintaining
or exceeding the minimum balances, you can avoid service fees on your checking
and savings accounts at Capitol National Bank.
Wire Transfers
& Other Services
Capitol National
Bank offers a full line of deposit-related services including domestic and foreign
wire transfers, phone transfers, direct deposit payroll, automated clearing
house (ACH) transactions, custom check clearing reporting, night depository,
draft collections, money orders, cashier checks, travelers checks, coin and
currency services. We also do our very best with "special" orders!
©2000 Capitol National Bank. All Rights Reserved.
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