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Business Banking

Business Checking & Savings

Your business checking account is the key to effective financial management. Unlock its ability to earn real rewards for your business with a customized plan from Capitol National Bank. Let us know your business needs and we will be there to help you.

Money Market Deposit Account

Money Market Deposit Accounts (MMDA) provide you the opportunity to earn a higher rate of interest. You can have an unlimited number of withdrawals — either at an ATM or in person — each month, along with 6 transfers. The rate of interest earned depends upon the balances you maintain and compares very favorably with brokerage money market accounts.

Check Imaging

Capitol National Bank offers choices for viewing images of your checks.

View Online. An easy, no cost way to retrieve images of checks paid on your account. Images are readily available for up to 6 months. Save paper and print copies of only the checks you need. Both the front and back images of checks are available online, a benefit and convenience you already enjoy with access to Capitol National eBanking.

By Mail. Images of paid checks can be mailed along with your monthly statement. A nominal monthly fee of $5.00 per account will automatically be charged to your account for this option.

To receive images with your monthly statement, please contact our Customer Service Department at 517-316-0180.

Certificates of Deposit

Capitol National Bank offers a wide variety of terms on our Certificates of Deposit. You can select maturities from as little as 30 days up to 5 years. As rates are subject to change frequently, rate sheets are available on a regular basis from our staff members.Larger deposits are negotiated outside of the standard rate schedules.

Business Online Banking

With Capitol National Bank’s Business Online Banking, you can access your accounts at a time that best fits your schedule. You can view detailed account activity as well as make transfers between your accounts. Account information can also be downloaded in several file formats to integrate with your accounting system.

Wire Transfers & Other Services

Capitol National Bank offers a full line of deposit-related services including domestic and foreign wire transfers, phone transfers, direct deposit payroll, automated clearing house (ACH) transactions, custom check clearing reporting, night depository, draft collections, money orders, cashier checks, travelers checks, coin and currency services.

Bill Pay Service

Our Bill pay service is designed to make your life a little easier. Whether it's a recurring bill or a one time payment, Capitol National Bank's Bill Pay offers a fast and convenient method to pay your bills.

ATM and Visa® Check Cards

ATM and Visa® Check Cards provide a convenient means to conduct your banking. You can access your checking and savings accounts to deposit, withdraw funds, transfer funds or make balance inquiries. Our ATM cards are widely accepted and are part of the STAR and Cirrus networks.

Courier Service

Most business owners are too busy to get to the bank, so we go to them. Our courier will come directly to your office to pick up your check deposits for same day processing. Plus, we'll pick up and deliver other bank-related documents.