Business Checking & Savings
Your business checking account is the key to effective financial management. Unlock
its ability to earn real rewards for your business with a customized plan from
Capitol National Bank.
Let us know your business needs and we will be there to help you.
Money Market Deposit Account
Money Market Deposit Accounts (MMDA) provide you the opportunity to earn a higher
rate of interest. You can have an unlimited number of withdrawals — either at an
ATM or in person — each month, along with 6 transfers. The rate of interest earned
depends upon the balances you maintain and compares very favorably with brokerage
money market accounts.
Capitol National Bank offers 3 choices for viewing images of your checks.
1) View Online. An easy, no cost way to retrieve images of checks
paid on your account. Images are readily available for up to 6 months. Save paper
and print copies of only the checks you need. Both the front and back images of
checks are available online, a benefit and convenience you already enjoy with access
to Capitol National eBanking.
2) By Mail. Images of paid checks can be mailed along with your
monthly statement. A nominal monthly fee of $5.00 per account will automatically
be charged to your account for this option.
3) By CD-Rom. Receive your monthly statement and check images on
CD-Rom. This option offers compact and electronic storage of your financial records.
A nominal monthly fee of $7.00 per account will be automatically charged to your
account for this option.
To receive images with your monthly statement or to receive your monthly account
statement and images on CD-Rom, please contact our Customer Service Department at
Certificates of Deposit
Capitol National Bank offers a wide variety of terms on our Certificates of Deposit.
You can select maturities from as little as 30 days up to 5 years. As rates are
subject to change frequently, rate sheets are available on a regular basis from
our staff members.Larger deposits are negotiated outside of the standard rate schedules.
Business Online Banking
With Capitol National Bank’s Business Online Banking, you can access your accounts
at a time that best fits your schedule. You can view detailed account activity as
well as make transfers between your accounts. Account information can also be downloaded
in several file formats to integrate with your accounting system.
Wire Transfers & Other Services
Capitol National Bank offers a full line of deposit-related services including domestic
and foreign wire transfers, phone transfers, direct deposit payroll, automated clearing
house (ACH) transactions, custom check clearing reporting, night depository, draft
collections, money orders, cashier checks, travelers checks, coin and currency services.
Bill Pay Service
Our Bill pay service is designed to make your life a little easier. Whether it's
a recurring bill or a one time payment, Capitol National Bank's Bill Pay offers
a fast and convenient method to pay your bills.
ATM and Visa® Check Cards
ATM and Visa® Check Cards provide a convenient means to conduct your banking.
You can access your checking and savings accounts to deposit, withdraw funds, transfer
funds or make balance inquiries. Our ATM cards are widely accepted and are part
of the STAR and Cirrus networks.
Your accounts at Capitol National Bank can be accessed 24 hours a day, 7 days a
week with our Telephone Banking Service. You can make balance inquiries, get a listing
of checks and deposits posted, as well as information on interest earned. You can
transfer funds between accounts, make loan payments and even request a fax statement
that will be sent to your home, office or mobile fax. Complete information is contained
under our Telephone Banking tab on our Web site.
Most business owners are too busy to get to the bank, so we go to them. Our courier
will come directly to your office to pick up your check deposits for same day processing.
Plus, we'll pick up and deliver other bank-related documents.